SPIS Finance - Revision history

Ranisha at 14:51, 6 December 2021

2021-12-06T14:51:25Z

Ranisha at 10:53, 17 September 2021

2021-09-17T10:53:41Z

Hector Alfaro at 07:46, 10 September 2021

2021-09-10T07:46:57Z

Lilia Maximova at 13:26, 20 April 2021

2021-04-20T13:26:18Z

Lilia Maximova at 13:07, 16 April 2021

2021-04-16T13:07:15Z

Lilia Maximova at 13:06, 16 April 2021

2021-04-16T13:06:35Z

Lilia Maximova at 13:05, 16 April 2021

2021-04-16T13:05:38Z

Ranisha at 20:52, 19 January 2021

2021-01-19T20:52:14Z

Ranisha at 20:11, 8 December 2020

2020-12-08T20:11:34Z

Ranisha at 13:35, 14 August 2020

2020-08-14T13:35:34Z

@@ Line 1: / Line 1: @@
 <div class="grid stretch-items"> <!-- Row1-->
 <div class="width-1-3">
@@ Line 15: / Line 12: @@
 {{SPIS Finance}} <!-- This banner contains Row 2 -->
 {{Back to SPIS Toolbox}}
 {{Finance Text}}
 {{SPIS Magic Words}}
 [[Category:SPIS_Toolbox]]

@@ Line 3: / Line 3: @@
 <div class="grid stretch-items"> <!-- Row1-->
 <div class="width-1-3">
-{{SPIS Arabic}}
+{{Arabic Version|Toolbox on SPIS/ar}}
 </div>
 <div class="width-1-3">
-{{SPIS French}}
+{{French Version|Toolbox on SPIS/fr}}
 </div>
 <div class="width-1-3">
-{{SPIS Spanish}}
+{{Spanish Version|Toolbox on SPIS/es}}
 </div>
 </div> <!-- End Row1 -->

@@ Line 1: / Line 1: @@
-{| style="float:right"
+<div class="grid stretch-items"> <!-- Row1-->
-|-
+<div class="width-1-3">
-| {{SPIS Arabic}}
+{{SPIS Arabic}}
+</div>
-| {{SPIS French}}
+<div class="width-1-3">
 {{SPIS French}}
+</div>
-| {{SPIS Spanish}}
+<div class="width-1-3">
-|}
+{{SPIS Spanish}}
+</div>
-{{SPIS Finance}}{{Back to SPIS Toolbox}}
+</div> <!-- End Row1 -->
-These difficulties could be overcome with innovative finance products, the adoption of adequate insurance, increasing awareness about agricultural specific risks and the expansion of agriculture financial service providers. As a result, the financing of Solar Powered Irrigation Systems could be seen as an opportunity for financing institutions, technology providers and governments to diversify their loan portfolio, expand their range of financial products, and enhance the economic development of a country.
+{{SPIS Finance}} <!-- This banner contains Row 2 -->
-This module differentiates between two main financing model categories: development models and business models. Development models are mostly used by governments, NGOs and non-profit institutions that aim to enhance the livelihood and overall development of farmers. Development models would typically include grants, subsidies and infrastructure programmes. Business models on the other side are adopted by banks and financial institutions, which, besides enhancing the economic growth of a country, aim to obtain profits from the provided credit. Business models are suitable for more mature markets, where appropriate credit mechanisms are readily available.
+<div class="grid stretch-items"> <!-- Row 3 -->
+<div class="width-1-1">
-Even if, in rural areas, the loans from family members, neighbors and friends are widespread, they are not going to be described in this module, since they do not add overall value to the market.
+{{Back to SPIS Toolbox}}
 </div>
-=== '''<span style="color:#879637">Chapters</span>'''<br/> ===
+</div> <!-- End Row 3 -->
-=== '''<span style="color:#879637">Annex</span>'''<br/> ===
+<div class="grid stretch-items"> <!-- Row 4 -->
-*'''[[SPIS Toolbox - Finance - Glossary|Glossary - Finance]]'''
+</div> <!-- End Content column -->
 {{SPIS Magic Words}}
 [[Category:SPIS_Toolbox]]

@@ Line 40: / Line 40: @@
 === '''<span style="color: rgb(135, 150, 55);">Tutorial Videos</span>''' ===
-*[https://www.youtube.com/watch?v=xcJUKFIA0QU&list=PLu657ZvVdWgD0P16LyGbCxkYyTmN-wkBU&index=2 Investment opportunity and finance]
+*[https://www.youtube.com/watch?v=xcJUKFIA0QU&list=PLu657ZvVdWgD0P16LyGbCxkYyTmN-wkBU&index=2 SPIS: Investment Opportunity and Finance - YouTube]
 === '''<span style="color:#879637">Annex</span>'''<br/> ===

@@ Line 38: / Line 38: @@
 *Video: [https://www.youtube.com/watch?v=71SIxkaHzLM&t=217s Financing Solar Powered Irrigation for Small-Scale Farmers]
-'''<span style="color: rgb(135, 150, 55);">Tutorial Videos</span>'''
+=== '''<span style="color: rgb(135, 150, 55);">Tutorial Videos</span>''' ===
 *[https://www.youtube.com/watch?v=xcJUKFIA0QU&list=PLu657ZvVdWgD0P16LyGbCxkYyTmN-wkBU&index=2 Investment opportunity and finance]

@@ Line 1: / Line 1: @@
 {| style="float:right"
 |-
@@ Line 4: / Line 5: @@
+|
 | {{SPIS French}}
-−
+|
-−
+|
 | {{SPIS Spanish}}
-|} {{SPIS Finance}}{{Back to SPIS Toolbox}}
+|}
 The '''FINANCE''' module describes general financial services possibly available to farmers who want to adopt a Solar Powered Irrigation System (SPIS). The goal of the module is to inform decision-making agencies (governments, financial institutions, technology providers, development practitioners, etc.) about the financial option more suitable for farmer needs considering their specific characteristics. As a result, more farmers will have access to finance for procuring Solar Powered Irrigation Systems (SPISs), increasing the efficiency and sustainability of the agriculture sector.
-If farmers possess enough money to purchase a SPIS without the need of a loan, they should consider the '''[[SPIS_Invest|INVEST module]]'''.
+If farmers possess enough money to purchase a SPIS without the need of a loan, they should consider the '''[[SPIS Invest|INVEST module]]'''. <span class="mw-customtoggle-SPIS3" style="font-size:small; font-weight: bold; display:inline-block; float:right; color: blue"><span class="mw-customtoggletext">read more</span></span>
 <div id="mw-customcollapsible-SPIS3" class="mw-collapsible mw-collapsed">
 Agricultural productivity and profitability are highly correlated with the state of development of the financial sector in a country. Therefore, agricultural financing is an important driver for growth. Unfortunately, limited access to adequate financing is a common problem among farmers, especially in developing countries. This shortage of agricultural funds derives mostly from the unwillingness of financial institutions (FIs) especially banks to finance new technologies in the agriculture sector. The main reason for this is the perceived risk of non-repayment due to the uncertainty of the sector w.r.t. price, production, highly unpredictable markets and risks associated with a new technology. Furthermore, the remote location of some farms, the shortage of knowledge about the agricultural sector and inadequate policies like strict collateral requirements constrain the access to agricultural financing.
@@ Line 19: / Line 20: @@
 These difficulties could be overcome with innovative finance products, the adoption of adequate insurance, increasing awareness about agricultural specific risks and the expansion of agriculture financial service providers. As a result, the financing of Solar Powered Irrigation Systems could be seen as an opportunity for financing institutions, technology providers and governments to diversify their loan portfolio, expand their range of financial products, and enhance the economic development of a country.
 This module differentiates between two main financing model categories: development models and business models. Development models are mostly used by governments, NGOs and non-profit institutions that aim to enhance the livelihood and overall development of farmers. Development models would typically include grants, subsidies and infrastructure programmes. Business models on the other side are adopted by banks and financial institutions, which, besides enhancing the economic growth of a country, aim to obtain profits from the provided credit. Business models are suitable for more mature markets, where appropriate credit mechanisms are readily available.
-−
 Even if, in rural areas, the loans from family members, neighbors and friends are widespread, they are not going to be described in this module, since they do not add overall value to the market.
 In this module, eight financing models are described and subcategorized between development and business financial models.
 </div>
 === '''<span style="color:#879637">Chapters</span>'''<br/> ===
-'''1.&nbsp;[[SPIS_Toolbox_-_Bank Loan|Bank Loan]]<br/>'''
+'''1.&nbsp;[[SPIS Toolbox - Bank Loan|Bank Loan]]'''<br/>'''2.&nbsp;[[SPIS Toolbox - Rural Bank / Development Bank Loan|Rural bank/Development bank loan]]'''<br/>'''3.&nbsp;[[SPIS Toolbox - Loan from Micro Financial Institutions (MFIs)|Loan from Micro Financial Institutions (MFIs)]]'''<br/>'''4.&nbsp;[[SPIS Toolbox - Value Chain Loan|Value chain loan]]'''<br/>'''5.&nbsp;[[SPIS Toolbox - Leasing / Repurchase Agreement|Leasing / Repurchase agreement]]'''<br/>'''6.&nbsp;[[SPIS Toolbox - Cooperatives|Cooperatives]]'''<br/>'''7.&nbsp;[[SPIS Toolbox - Informal Saving Groups|Informal Saving Groups]]'''<br/>'''8.&nbsp;[[SPIS Toolbox - Pay-Per-Use Business Model|Pay-Per-Use business model]]'''<br/>
-=== '''<span style="color:#879637"> Supplementary Tools</span>'''<br/> ===
+=== '''<span style="color:#879637">Supplementary Tools</span>'''<br/> ===
-*'''[[:File:FINANCE - Finance Deployment Tool.xlsm|FINANCE – Finance Deployment Tool]]
+*'''[[:File:FINANCE - Finance Deployment Tool.xlsm|FINANCE – Finance Deployment Tool]]'''
 *Video: [https://www.youtube.com/watch?v=71SIxkaHzLM&t=217s Financing Solar Powered Irrigation for Small-Scale Farmers]
-=== '''<span style="color:#879637">Annex  </span>'''<br/> ===
+*'''[[SPIS Toolbox - Finance - Glossary|Glossary - Finance]]'''
 {{SPIS Magic Words}}
 [[Category:SPIS_Toolbox]]

@@ Line 32: / Line 32: @@
 === '''<span style="color:#879637"> Supplementary Tools</span>'''<br/> ===
-*'''[[:File:FINANCE – Finance Deployment Tool.xlsx|FINANCE – Finance Deployment Tool]]
+*'''[[Media:FINANCE - Finance Deployment Tool.xlsm|FINANCE – Finance Deployment Tool]]
 *Video: [https://www.youtube.com/watch?v=71SIxkaHzLM&t=217s Financing Solar Powered Irrigation for Small-Scale Farmers]